About Oakville

Oakville, Missouri is a bustling part of unincorporated south St. Louis County. It sets between the banks of the Mississippi and Meramec rivers, just off interstates 255 and 55. Oakville is a constantly growing community of just over 35,000 ( as of 2000). Additionally, Oakville is a great place for family fun. Jefferson Barracks, Cliff Cave County Park is where you'll find hiking and views of the Mississippi river. Oakville also has some celebrity roots. Todd Newton, game show host and Major League Soccer star, Steve Ralston are both graduates of Oakville High School. Adrianne Caruso was crowned Mrs. Missouri in 2007.

Planning Ahead

Buying your first home can be a stressful, and sometimes scary proposition. However, it doesn’t have to be. Planning ahead is the key component to buying your first home. Since every home, every home purchaser and every contract to purchase is different, the process of educating yourself is not simple. Understanding the basics of purchasing a home can be found in multiple sources. Online sources are plentiful, as well as books. Beyond educating yourself, you must prepare yourself financially. First, get your credit report. This will be a key to getting the loan you need at a reasonable rate. A word of warning about credit reports — don’t be too hard on yourself. I once had an instructor that always used the phrase, “You don’t know what you don't know!” In other words, let the professionals take a look at your credit report before you decide you’re not worthy of a home loan. Despite the bad news about home loans, there continues to be a great variety of loans for the first time home buyer.

Powerful Buying Stategies (4 of 7)

Find the right property. Don't get pressured into making a quick decision. When you find the right home, you will know it. But on the other hand, have a realistic goal. Which means, don't look at 200 homes before you make a decision. If you see yourself not finding anything in your price range that you like, adjust your location and/or price range! Sometimes the first home you see, is THE home for you. But don't let an agent, a seller, or a spouse, push you into something you don't feel good about.